What if every purchase you made gave you something back? With the Wells Fargo Active Cash Card , you can earn unlimited 2% cash back on all your purchases.

discover everything you need to know about this card: its advantages, benefits and how to easily apply for it. Let’s get started!

What is the Wells Fargo Active Cash Card?

The Wells Fargo Active Cash is a credit card designed to maximize your rewards. Its main feature is the unlimited 2% cash back on all purchases, with no annual fees. 

Plus, it offers a $200 welcome bonus for new customers , making it a very attractive option if you’re looking to make the most of your daily spending.

What are the benefits of the Wells Fargo Active Cash credit card?

Benefits of the Wells Fargo Active Cash Card include:

• Rewards : Earn 2% cash back on all your purchases.
• $200 Welcome Bonus : Spend $500 on purchases in the first 3 months to receive a $200 bonus.
• $0 Annual Fee : There is no annual fee to maintain the card.
• 0% APR Introductory Rate : Enjoy a 0% APR introductory rate for 12 months on qualifying purchases and balance transfers.
• Emergency Card Replacement and Cash Disbursement : Get an emergency cash advance or replacement card within one to three business days.
• My Wells Fargo Deals : Access personalized offers from different retailers.
• Zero Liability Protection : You won’t be held liable for unauthorized transactions if you report them promptly.

How does the Active Cash card rewards program work?

The Wells Fargo Active Cash Card rewards program is simple and hassle-free. You earn 2% cash back on all your purchases. 

For example, if you spend $100 at the grocery store, you get $2 back. If you pay $50 for your phone bill, you get $1 back. And so on with all your purchases . Rewards automatically accumulate in your account.

How can I redeem my rewards?

You can redeem your cash rewards through your Wells Fargo account. Simply log in to your online account, select the rewards redemption option, and choose the amount you want to withdraw or transfer to your bank account .

What are the conditions to obtain the $200 welcome bonus?

To get the $200 welcome bonus , you must spend $500 on purchases in the first 3 months from opening your account. Purchases must qualify to get the bonus.

Can I use the card for online purchases?

Yes, the Active Cash card  is designed to make online shopping easy and secure . It has advanced security measures that protect your data, allowing you to shop with peace of mind from anywhere.

Can I use the card abroad?

Yes, you can use your Active Cash card to make purchases abroad. However, please note that you may be charged a 3% foreign transaction fee on each purchase in US dollars.

What are the requirements to apply for the Wells Fargo Active Cash credit card?

To apply for this card, you must meet the following requirements:

• Be of age.
• Have a favorable credit history.

How do I apply for the Wells Fargo Active Cash Card?

Applying is easy and can be done online at the official Wells Fargo website. You just need to fill out the form, provide the required information, and wait for approval.

Does the Wells Fargo Active Cash Card have an annual fee?

No, the Wells Fargo Active Cash Card has no annual fee. You can enjoy all of its benefits without having to pay anything to have it.

What fees and charges does the Active Cash card apply?

0% APR introductory rate: On purchases and balance transfers for the first 12 months, followed by a variable rate of 19.49%, 24.49% or 29.49%.

What security measures does the Active Cash card offer?

The Active Cash card has several security measures:

• No printed numbers: The card has no printed numbers, which prevents information theft.
• Contactless technology: For fast and secure payments.
• You can lock and unlock your card from the Wells Fargo app if it is lost or stolen.
• Real-time notifications: Receive a notification on your mobile every time you make a transaction with your card.
• Zero liability for fraud: If your card is used without your permission, you will not be liable for fraudulent charges.

What happens if my credit card is lost or stolen?

If your card is lost or stolen, you should report it immediately to Wells Fargo . They will help you block the card and get a new one. 

Remember that with the Zero Liability feature , you will not be responsible for unauthorized transactions made with your card, as long as you report them on time.

Recommendations​

• Use your card responsibly: Don’t spend more than you can afford.
• Pay your balance in full each month: To avoid paying interest and take full advantage of the 2% cash back.
• Use the welcome bonus: Make sure you spend at least $500 in the first 3 months to get the $200 bonus.
• Redeem your rewards regularly: Don’t let your rewards sit unused. Redeem them for cash or statement credit.
• Take advantage of 0% APR: If you need to finance a large purchase, the 0% APR period can help you save money on interest.
• Check your balance and transactions regularly: Stay on top of your spending and rewards.